In traveling there are so many things that you have to prepare, but what you truly must caution is no matter where you go, where you are, never once again never believe in safety that provided by the local place. I have met many travelers that lost their bag and their saving just because of that trusting matter.
For sure what you can believe is only yourself and if you believe in God you can put it all together but local people and their safety promise just think them as bonus. It is good if they can provide safety but if they cannot you already prevent the problem by your own. The most important in traveling are money and your important document, you can lose everything but not that two.
While traveling you must take care your money not only because of the thief but also your shopping habit, many travelers back from their traveling only to find out that they spend money too much from what they have arranged and that may cause few problems.
For traveler having short of money sometimes cannot be avoid, having emergency accident or emergency health problem may cause unexpected cost and on time like that paydayloan appear to be the important help till your next paycheck.
Anyway even payday loans always ready to help you, still my advice always plan your financial carefully.